Your house is probably the largest single investment you have ever made. Homeowners insurance protects your real estate investment while also minimizing on repair costs, living expenses and replacement costs of valuables inside the house, in case something happens to your home. Risks to your home range from fire, lightning, hail, theft, and other risks. Obtaining a homeowners insurance policy is a sure way to guarantee you peace of mind and to protect your family and belongings.
Planning for the unexpected is what a homeowners insurance policy is meant to protect. Having this type of coverage can be custom tailored to your particular home and needs. Depending on which type of insurance policy you take out, our coverage can range from restoring damage, insuring personal property, liability coverage if someone is injured while on your property, medical payments for those hurt on your premises, payment of legal fees, and even the rebuilding of your entire home. And if you happen to be in a flood zone, our policies can even cover flood as well.
At Berliner-Gelfand, we pride ourselves in our rich heritage of offering home insurance coverage for over the last 50 years. We have highly skilled underwriting agents who will get you the right policy to suit your home. Our agents are always ready to listen to any questions you may have on any of our insurance products. Our customized products are designed to suit any type of homeowner and we are always happy to go an extra mile to ensure your family and property is protected.
We appreciate the fact that your home is a significant investment on your part and our coverage is designed to ensure you never lose this investment. Having home insurance is imperative, especially if you live in areas with unpredictable weather which can cause havoc and leave your family exposed. If your home is being rebuilt due to disaster, our insurance coverage will pay for your living expenses to ensure that you will not have to suffer in the cold. It is also important to get our home insurance in order to protect your valuables and any unexpected accidents.
We know your home is one of your most valuable assets. That is why we provide a wide range of home insurance coverage. Whether you are at or away from your home, you can depend on homeowner’s insurance coverage from Berliner-Gelfand to protect your home.
Each homeowners insurance policy is different, but our standard policies normally provide coverage for:
We provide six types of homeowners insurance: HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6. The higher the number, the more the types of damage the policy covers and the higher the premium.
When you request a home insurance quote, the premium and ultimately the cost of your home insurance coverage is influenced by:
Protecting your home and loved ones is vital. That is why at Berliner-Gelfand, our insurance professionals offer homeowners insurance coverage you can depend on. We can help you choose an insurance policy that best meets your requirements and budget.
Our service areas include California, Texas, Pennsylvania, New York, New Jersey, Florida, Maine, Connecticut, Massachusetts, Vermont, New Hampshire, Rhode Island, and all of New England.