Owning a motorcycle has got to be one of the most exciting things ever. You have the ability to beat traffic when people are sitting, stuck in their cars with screaming children in the back seat. You get to feel the wind in your hair as you hit the open road. While this is wonderful, and a bit of an adventure in itself, you do need to be responsible for yourself and those on the road as well.
If something happens to your motorcycle, you could end up in a tricky situation if you do not have the right motorcycle coverage. Thankfully, help is at hand with the professional insurance services at Berliner-Gelfand. The following information can guide you with the different types of motorcycle insurance and what they cover.
Just like normal insurance, whether it’s household, business or motor vehicle, it comes in a wide variety of shapes and sizes. The same can be said of motorcycle coverage, and that is why it is imperative to get the help of insurance professionals that are experienced in this area.
There are three main types of motorcycle insurance coverage which include third party liability coverage, statutory accident benefits coverage, and comprehensive coverage. The type of motorcycle coverage you get will depend on your needs and situation.
This type motorcycle coverage keeps you safe if another person is killed or hurt, or if you damage their property while riding your motorcycle. Furthermore, if for whatever reason you are sued by another party, this particular type of motorcycle coverage will pay claims right up until the limit of your motorcycle coverage. You are able to decide what limit you have for motorcycle insurance and this will depend on the amount of coverage you have. On top of all this, the cost of settling the claim will also be paid.
Having a motorcycle can be a thrilling lifestyle, however, the risk of riding one can lead to injury or death. If something should happen to you, this means that you will no longer be able to support yourself and your dependents. You will need cash to keep you going. There could also be a need for medical care after being injured on your motorcycle. This type of motorcycle coverage will take care of these expenses.
This type of comprehensive motorcycle coverage takes care of everything. Whether you are injured or need to pay a third party due to damage incurred by your motorcycle, the comprehensive coverage offered by Berliner-Gelfand will make sure that you do not have to suffer the financial burden all on your own. While this type of motorcycle coverage costs more, it is also well worth it. We all know that the future cannot be predicted which is why you need your bases covered. By using our comprehensive coverage, you are doing just this.
If you would like an obligation free quote and consultation for motorcycle insurance coverage, contact us today. You will be glad you did.