Commercial Auto

Commercial Auto Insurance

At Berliner-Gelfand, we appreciate that buying the best commercial auto insurance policy for your vehicles is not easy, and this is the reason we offer the most comprehensive insurance services to suit any type of business.

If you are running a business, it is most likely that you are using a commercial vehicle for different aspects of your operations. Once rubber meets the road, the issue of insurance comes up instantly because, in all states, commercial auto coverage is mandatory.

Commercial Auto

Commercial Auto Coverage

Commercial vehicles are prone to accidents not only due to their larger size but also because employees are always trying to beat deadlines. Such an accident can devastate your business if you do not have commercial auto insurance. Our commercial auto insurance agents are here to ensure you do not have to go through such a harrowing experience.

This type of commercial auto insurance coverage is intended to protect:

  • You as a the business owner
  • The business
  •  Your savings
  •  Auto work equipment
  • The employee against any liability damage claims

Our commercial auto insurance coverage provides more coverage than your ordinary auto insurance does. Whether you own a catering van or a stretch limo, we have unique insurance products that will suit your business model perfectly. We also cover utility vans, stake bed trucks, lightweight dump trucks and box trucks, among other vehicles.

Commercial auto insurance applies even when your employees use their own cars to make deliveries, make sales visits,  or run errands. In essence, the aim of our unique range of products is to keep your vehicles moving in order to improve your bottom line.

 Commercial Auto Insurance

Commercial Auto Insurance Coverage

At Berliner-Gelfand, our auto insurance coverage options encompass:

  • Liability coverage for bodily injury:

    This covers any bodily injuries caused to others for which you are responsible.
  • Collision coverage:

    Pays for a covered auto that is damaged in a collision.
  • Liability coverage for property damage:

    This helps pay damages due to property damage for which your vehicle is responsible.
  • Coverage for personal injury:

    Pays medical expenses and funeral expenses for a person covered when they are in your commercial vehicle.
  • Comprehensive coverage:
    This helps pay for a covered commercial vehicle that is stolen or damaged by other causes than a collision.
  • Uninsured/underinsured motorist coverage:
    We appreciate that some motorists don’t have insurance while others are uninsured. If your auto is involved in such an accident, this coverage helps pay for injuries and in some cases property damage.

We appreciate every business is unique, and this is the reason we provide customized services after assessing your needs. At Berliner-Gelfand, our auto insurance agents are always willing to listen in order to come up with an ideal service for your business.

Commercial Auto Insurance Agents

Commercial Auto Insurance Cost

Our commercial vehicle insurance agents are ready to look at every unique case to provide the best rates. Some of the factors that will determine the rates include driving records of your employees, value of the vehicle to be insured, structure of your policy, driving distance and location of your business.

The fact that there are so many types of commercial vehicles involved makes it impossible to come up with average rates. For instance, commercial taxi insurance coverage rates can range from $5,000 to $10,000 while those of a commercial vehicle can range from $1,200 to $2,400.

Our professional and experienced auto insurance agents will help secure your commercial vehicles from any risks on the road. At Berliner-Gelfand, we recognize your vehicles are unique, and this is why it is important to contact a skilled, commercial auto insurance agent to help explain the different coverages and policies to fit your situation. 

Auto Insurance Coverage Cost